Finance
Ute & van finance — same-day answers for working vehicles.
Finance for utes and vans — Hilux, Ranger, Transit, Hiace and every working vehicle in between. ABN purchases, balloon options, same-day approvals. Brisbane-based, Australia-wide.
A ute is the first vehicle most Australian businesses finance — and for good reason: it's on the tools, it's on the logo, it's how the work happens. The good news is that working vehicles with an ABN behind them are among the simplest deals in asset finance.
We arrange ute and van finance for tradies, delivery businesses and owner-operators — typically same-day, often with no deposit, and always in plain English.
The vehicles we finance
- Dual-cab utes — Hilux, Ranger, Triton, D-Max, Colorado
- Vans — Hiace, Transit, Sprinter, iLoad, Expert
- Cab-chassis with trays, service bodies, canopies
- Light trucks and car-derived commercials
- Fleet utes — multiple vehicles, one approval
ABN purchases, plain and simple
Buying the vehicle in the business name with the ABN opens structures that private buyers can't touch — chattel mortgage and hire purchase setups where the interest and depreciation generally do what you'd hope at tax time (your accountant confirms the fine print).
Most established ABNs get zero-deposit terms on a new ute without fuss. Newer ABNs still get funded — the lender just wants to see a bit of work behind the purchase.
Balloons, trade-ins and upgrades
A balloon (residual) payment at the end keeps the weekly figure down — handy when cash flow does the deciding. Trade-ins are fine too, and they count as your deposit in most deals. Coming off a lease or an old loan? We time the changeover so nothing overlaps.
Fast because it's simple
A $95K Hilux went from enquiry to approved the same day last month — that's typical when the file is shaped properly. Dealers like our approvals too: they arrive fast, so the vehicle you want isn't sold out from under you while paperwork drags on.
Which vehicle, which dealer, and when do you need it? That's all we need to start.
Average response under 2 hours during business hours.
FAQ